Sunday, October 17, 2004

Insurance company: If we don't pick the candidates, you'll get bad ones

The Star-Tribune printed a research piece they've been working on for a while about the wheelings and dealings of UnitedHealth Group (the nation's largest insurer), its CEO (William McGuire) and its political donations.

They spoke to me a month or so ago, and I gave them this piece of the story on Health Savings Accounts, which UHG offers now that they bought up Golden Rule Insurance Company just a week and a few days before HSAs were expanded in the Medicare bill:

UnitedHealth has not only started selling such accounts, it has also chartered a bank called Exante Financial Services that can manage the 401(k)-like accounts from which individuals make withdrawals for health care expenditures.

"It's a tremendous windfall," said David Donnelly, the Boston-based director of an organization called Campaign Money Watch. "They put $500 million on the table and bought it up. The legislation was a policy that made that company worth much more."

Donnelly wrote a report this year for Campaign Money Watch that called the Golden Rule purchase "a lucrative acquisition" and questioned its timing.

UnitedHealth contributed $69,000 to 12 of the 17 members of the House-Senate conference committee that hammered out the final details of the Medicare law during a contentious two months last fall.

The company's response would be hilarious if it didn't expose how unsuited our campaign finance system is for a modern democracy:

"This is a democracy, and this is how it works," said Lois Quam, CEO of the Ovations division of UnitedHealth. "It's [William McGuire's] point of view that if good people don't go into public life, then bad people do."
So, Ms. Quam... I'm trying to figure out the logic of this whopper... If wealthy people don't select the people who can run and win elective office, we'll be left with "bad" people? So, we should feel grateful that the William McGuire's of the world own our politicians?


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